Montessori Elementary Homeschool Blog - with documentation of our infant Montessori, toddler Montessori, and primary Montessori experiences; as well as preparation for the upcoming adolescent Montessori homeschool years.
Showing posts with label adolescence. Show all posts
Showing posts with label adolescence. Show all posts

Friday, December 29, 2017

Keys of the World and Keys of the Universe

Legoboy and I have been working on some new projects!

New websites and some new structure on the current sites:
**Products are being added daily to each of the new sites**

Garden of Francis 

(new site is in-progress - once all products have been transferred over, the old store will close and the new store will replace the current site; for the time-being purchases are accessible through both sites)

New Site for Garden of Francis:

  • All of the offerings from both Keys of the World and Keys of the Universe in distinct purchase options: 
    • Mentoring via Albums/guides
    • Mentoring via Videos
    • Mentoring via Online Support
    • Certificate of Completion payment and instructions
    • Materials (download and physical)
  • Home Goods
    • Soap
    • Cloth items
  • Christian Formation
    • Catechesis of the Good Shepherd materials
    • modified Godly Play materials 
    • Prayer table and family altar cloths
  • Liturgical Celebrations
    • Organized by the liturgical season
    • Crocheted rosaries


The familiar site for Garden of Francis:

  • All current offerings (no changes)
    • Soap
    • wood cutting
    • custom orders
    • downloads for Montessori mentoring
    • liturgical seasons
    • Catechesis of the Good Shepherd


Keys of the Universe

No changes have been made to the outward offerings.
Upcoming changes:

  • Mentoring via Videos will be a separate purchase, with the current prices set as a combined price separated to lower amounts. 
    • Those people who already have video access will continue to access it in the same place as now AND will be able to access the videos in their new homes on the online support. 
  • Mentoring via Albums
    • complete albums continue to be offered. 
  • Mentoring via Online Support
    • online support continues to be offered. 


Keys of the Universe Montessori

All Keys of the Universe elementary Montessori offerings in distinct purchase options:
  • Mentoring via Albums/guides
  • Mentoring via Videos
  • Mentoring via Online Support
  • Certificate of Completion payment and instructions
  • Materials (download and physical)

Keys of the World

All Keys of the World Primary (ages 2.5-6) Montessori offerings in distinct purchase options:
  • Mentoring via Albums/guides
  • Mentoring via Videos
  • Mentoring via Online Support
  • Certificate of Completion payment and instructions
  • Materials (download and physical)


The Shepherd and the Vine

All of our religious-based offerings from Garden of Francis, separated to their own site as well.
  • Christian Formation
    • Catechesis of the Good Shepherd materials
    • modified Godly Play materials 
    • Prayer table and family altar cloths
  • Liturgical Celebrations
    • Organized by the liturgical season
    • Crocheted rosaries

Friday, June 30, 2017

Financial Learning

Legoboy is now 13 - he has started investing !!!! And I have been fielding many questions about what led to such an occurrence with a 13 year old.

Well, it certainly wasn't planned! It just happened.

Meaning - I laid a foundation, knowing the results should be good, but not knowing the details.

I wrote about some of our history here:
April 2014: Personal Finances and Montessori - Go read this one for our history! So I can just build on it here!

and here:
April 2014 - School Days - this really just notes that we continued playing the Act Your Wage game ;)


We are about to dive into the Middle School edition of Foundations in Personal Finance and with all the investing questions, I thought it is time for some updates!

Your Business Math
- and Day to Day Operations at Home
Legoboy finished up the Your Business Math, using the Pet Store option. LOVED it. Then he went through and did it all again, running different numbers and different mock orders. We honestly could probably do it again and I could add some cards to make it more complex, but we have the FPU course coming up, he is helping with more of our real business operations at home (Garden of Francis and Keys of the Universe) and taking on more involvement in the daily home finances, that I think we're probably good!

Day to Day Operations at Home
I recently pulled out the Dave Ramsey baby steps again. We had been working on them, but got distracted by the fact that when we were finally debt-free, I shifted into savings mode. It came time to teach all the older children in my care some financial skills, and slow down my own spending on them.

I pulled out the Dave Ramsey baby steps and talked through them with the older children.
Each older child (ages 11, 12, 14 at the time) received a prepaid Bluebird card through American Express. They were each given a base allowance of $150. Of this money, a certain amount could go into a savings account I set up for each of them, a certain amount was spending money on whatever, and a certain amount was intended to cover their own toiletries and clothing. Activities we would discuss on a case-by-case basis. This didn't mean I wasn't ever going to provide any clothing or treats or the like, but they were no longer to ask me for money. They had their own; if I so chose to offer a treat, it was on me. The "certain amount" was discussed individually with each child after budgeting for their "needs" and their "wants" and their future needs/wants.

We had a variety of experiences with this, from awesome savings after frivolous spending, to "let's go steal someone else's card and claim it was lost at the Reds game, thus someone else must have spent all that money at all the places I typically spend money at." Um. Yeah. Good learning experiences there too! All the children set some aside each month into savings.

Shortly thereafter, the children were removed from my home, due to lies and DCS covering their own past mistakes and putting them on me - but that is another story. Please pray for the children, their families, for DCS, the judge, the court system, the local prosecuting attorneys and all those who I met during the worst 5 days of my life in May.

Just before the children left, I received our tax return for the year and finally got started on retirement. The program we are using allowed me to set up separate accounts - not necessarily belonging to the children (they can't have investments accounts of their own), but labeled with their name and only using their money. This is what got Legoboy started. He was looking at it, looking at the differences between Aggressive, Conservative, Moderate - what are stocks, what are bonds - no guarantee of higher earnings, but wow the typical difference between that and his regular savings account!!! Yeah, he was interested! The 14-turned-15 year old chose to split her savings money between regular savings and investment savings, but following whatever plan Legoboy chose. The 11-turned-12 year old chose to keep her money in her regular savings.


Act Your Wage
We played this game with our older bonus children. It was frustrating and beneficial all at once. Afterward, the oldest (who complained about it the loudest) wanted to play again. Sadly, that time hasn't yet come, but it did get her thinking about finances in a more healthy manner.


Foundations in Personal Finance
Dave Ramsey now has a middle school edition of his FPU resources and we are about to give a try!

We'll update more soon! 

Update: 7/7/2017 - Lesson 1 talks about teens having $500 in an emergency fund. Legoboy's response: Um. No. If I am being financially wise, I would set myself up as if I have some adult responsibilities so that I can be better prepared when I am 18 and an actual adult. What am I supposed to do? Turn 18 and have to put another $500 in the emergency fund immediately? What about the fully funded? This is my time right now to build that up, while I have no debt already.
(they may cover all this later)

7/8/2017 - BORING! I know all this.
(he does indeed answer all the questions in the workbook before watching the DVD lesson; he talks back to each person with more information. Perhaps he is too well trained ;) We are only on the second unit, so more material to cover yet!)